Microsoft Inks Marketing Agreements With NetBank and Quicken Loans

REDMOND, Wash. May 13, 2002 Microsoft Corp. today announced that NetBank Inc. (Nasdaq “NTBK”) and Quicken Loans Inc. have signed agreements to advertise on and offer links to their services from CNBC on MSN®
Money, available at http://money.msn.com/. The agreements enable the two financial providers to extend awareness of their products to the more than 20 million monthly visitors at CNBC on MSN Money.

Under the terms of the agreements, NetBank®
, the countrys largest independent Internet bank, will provide information on its financial service offerings in the Bank Services section of the CNBC on MSN Money Banking Center. Quicken Loans, a leading online mortgage lender, will offer mortgage and home equity loans and information in the Mortgages & Loans section of the Banking Center.

“Microsoft is dedicated to providing value to both sets of our customers: consumers and financial institutions,” said Chris Jolley, director of marketing for the Financial Products Group at Microsoft. “By providing financial institutions with a far-reaching online distribution channel, were helping them attract and retain millions of potential customers each month; at the same time, were offering consumers even more choice and convenience when it comes to finding leading financial information in one location on the Web.”

In addition to links and information from NetBank and Quicken Loans, the CNBC on MSN Money Banking Center offers content and services from other financial institutions such as Bank One Corp., Citigroup and LendingTree Inc.; account and loan information; expert commentary; and financial tools. By having links in this section of the site, financial institutions can effectively target services to consumers who are already considering their banking and mortgage needs.

“Our products and services are tailored to the time-starved professional who evaluates value on a combination of price and convenience,” said Michael R. Fitzgerald, president of NetBank. “Through CNBC on MSN Money, we reach a highly targeted base of sophisticated, technology-oriented consumers with demographics comparable to our own customers.”

“Quicken Loans helps consumers get the right mortgage product for their situation and do so with ease and convenience,” said Bill Emerson, CEO of Quicken Loans. “This alliance gives users of CNBC on MSN Money access to 900 Quicken Loans mortgage professionals who can guide them through the mortgage process and help them feel confident about their financial decisions.”

About CNBC on MSN Money

CNBC on MSN Money, located exclusively on MSN, is a complete online personal finance service that combines award-winning finance tools and content from Microsoft, the worldwide leader in software, with exclusive investment news and analysis from CNBC, the worlds most popular financial cable news network. CNBC on MSN Money empowers consumers to easily complete a wide range of everyday financial tasks such as paying bills, viewing account balances, tracking investments, planning for retirement and staying informed on the latest financial news in one convenient place online, any time, any place.

CNBC on MSN Money enables people at all levels of experience to take control of and feel comfortable with their finances, helping them make smart financial decisions. Leading industry publications, including Barrons, Forbes Magazine, Money magazine, PC Magazine and PC World Magazine, consistently applaud the sophisticated personal finance tools and information from Microsoft. The service is available at http://www.money.msn.com/ or http://www.cnbc.com/ , or by visiting MSN at http://www.msn.com/ .

About Microsoft

Founded in 1975, Microsoft (Nasdaq “MSFT”) is the worldwide leader in software, services and Internet technologies for personal and business computing. The company offers a wide range of products and services designed to empower people through great software
any time, any place and on any device.

Microsoft and MSN are either registered trademarks or trademarks of Microsoft Corp. in the United States and/or other countries.

The names of actual companies and products mentioned herein may be the trademarks of their respective owners.

Note to editors: If you are interested in viewing additional information on Microsoft, please visit the Microsoft Web page at
http://www.microsoft.com/presspass/
on Microsoft’s corporate information pages. Web links, telephone numbers and titles were correct at time of publication, but may since have changed. Journalists and analysts may contact Microsoft’s Rapid Response Team for additional assistance.

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